New Florida Electronic Lien and Title Regulations

ADD has you covered.

As of January 1, 2013, under s. 319.27 and s. 328.15 of the Florida Statute, an Electronic Lien and Title (ELT) process is mandatory for Buy-Here, Pay-Here dealers, finance companies, or any entity that finances vehicles, vessels or mobile homes in Florida.

For Florida customers, ADD's easy-to-use ELT system is integrated into the current ADD account dashboard, and as always, ADD provides the best service and best pricing available. Get started now.

About Florida ELT

The Florida Electronic Lien and Title system allows lienholders to reduce the handling, storage and mailing costs associated with paper titles by replacing them with electronic titles. Through the Florida ELT system, lienholders are not required to retrieve a title from a conventional file when the lien has been satisfied, physically satisfy (sign off) a lien on a title, mail a title to a customer or apply for a duplicate title to replace a lost title.

Transitioning to an electronic system reduces title fraud and provides faster notification of lien satisfactions. The same title documents required to apply for a paper title are also required for an electronic title, and the title documents will be entered into the DHSMV system as always. The implementation of an ELT system simply means that when a title is ready to be issued, instead of issuing a paper title certificate, an electronic notification will be sent to the lienholder. The title will then remain electronic until a request for paper title is received, rather than being printed automatically.

ADD ELT Services

Through ADD's Florida ELT service, when perfecting liens, a lienholder will send loan information to ADD. Then, the Florida Department of Highway Safety and Motor Vehicle (DHSMV) will send electronic title and lien notifications to ADD, where the transactions will be matched and records maintained. When the lien is satisfied, ADD will report lien satisfactions from the lienholder to the DHSMV and will provide the lienholder with an electronic confirmation from the Department that the lien satisfaction has been recorded.

Questions? Check out the Florida ELT FAQs, or email Auto Data Direct's friendly and knowledgeable customer support representatives!

Get Started

If you already have an ADD account, you can add ELT access at no additional sign up cost! You'll simply need to complete the required DHSMV forms and mail them to ADD. Download the forms and instructions.

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If you don't yet have an ADD account, all it takes is a few clicks! Sign up now!

More Information

Common questions about the Florida Electronic Title and Lien (ELT) system.